COLLECTION OF INFORMATION
VestLo collects non-personally identifiable information from you regarding your usage of our Site (such information, â€œNon-Personally Identifiable Informationâ€). Non-Personally Identifiable Information may include, without limitation, website pages viewed, articles, presentation and videos viewed, time spent using certain features of the Site, demographic data such as server locations, cookies existing on your computer, search criteria used and results, date, time, connection speed, and other information which does not specifically identify you. We collect this information using various technologies, including, but not limited to, cookies and server logs. â€œCookiesâ€ are pieces of information that may be placed on your computer by a website for the purpose of facilitating and enhancing your communication and interaction with that website. â€œServer logsâ€ can be either a single log file or several log files automatically created and maintained by a server of activity performed by the server, which can include information about any transaction you conduct with the server.
We use analytics programs and service providers, such as Google Analytics, which can use first party cookies to report on your interactions with the Site. Google Analytics collects information including, but not limited to, the time of each of your visits to the Site, whether you have visited the Site before, what website referred you to the Site, and what pages you viewed on the website.
We may also have access to your Personally Identifiable Information when you log into our website through certain third party social networking services, including Facebook, LinkedIn, Twitter and Internet Chat (â€œThird Party Servicesâ€). We encourage you to carefully review the privacy policies of any Third Party Services from which you access our Site.
USE OF INFORMATION
Toward these ends, you consent to our use and disclosure of any information submitted to us via the Site, or information collected when you access the Site in any manner, and you acknowledge that you have no expectation of privacy, confidentiality or privilege in such information.
If you provide Data for a certain reason, we may use the Data in connection with the reason for which it was provided. For instance, if you contact us by email, we will use the Data you provide to answer your question or resolve your problem. VestLo may also use your Data and other personally non-identifiable information collected through our Site to help us improve the content and functionality of our Site, to better understand our users and to improve our Services. VestLo may use this information to communicate with you regarding our Services or to tell you about services we believe will be of interest to you. If at any time you wish not to receive any future marketing communications or you wish to have your name deleted from our mailing lists, please contact us as indicated below. Note however that as user of our Services we will send you administrative communications that are reasonably necessary to our Services, such as billing or service notifications.
VestLo may make your information, including Non-Personally Identifiable Information or Personally Identifiable Information, available on its Site and visible to other users of or visitors to the Site. For instance, information you provide about yourself in response to questionnaires on our Site may be made available to others such as information concerning your status as an Accredited Investor. As such, other users of our Site may be able to personally identify you based on your information made available on our Site. As a further example, if you utilize Third Party Services to log into our Site, other users to whom you may be connected to through such Third Party Service may be able to view or follow information about you on our Site, including Non-Personally Identifiable Information or Personally Identifiable Information.
VestLo employs or contracts with other third parties, companies, or individuals to perform certain functions or services on its behalf. Examples of these services from such third parties, companies, or individuals, may include ID verification, accreditation/financial/credit verification, electronic document signing, payment storing and processing, sending postal mail and e-mail, escrow services, disbursement of funds, analyzing data, providing marketing assistance, and providing customer service. As such, these third parties, companies, or individuals may have access to your information, including Non-Personally Identifiable Information or Personally Identifiable Information, as needed to perform their functions or services, and may not use it for other purposes.
VestLo may disclose your Data if required to do so by law or in the good faith belief that such action is necessary to: (a) comply with a legal obligation; (b) protect and defend the rights or property of VestLo; (c) act in urgent circumstances to protect the personal safety of users of the Site or the public against fraud or other harm; or (d) protect against legal liability.
THIRD PARTY WEBSITES AND SERVICES
Our Site contains links to other websites and services not maintained by VestLo. In addition, other websites and services may also reference or link to the Site. We encourage you to be aware when you enter or leave our website, or surf the Internet, and to read the privacy statements of each website and service that you visit. We do not endorse, screen, or approve, and are not responsible for the privacy practices or the content of, other websites or services.
We may display personal testimonials of satisfied customers on our Site in addition to other endorsements. With your consent we may post your testimonial along with your name and other information. If you wish to update or delete your testimonial, please contact us at info@VestLo.com.
SOCIAL MEDIA FEATURES
We may at times send you e-mail communications with marketing or promotional materials. If you prefer not to receive such marketing or promotional e-mails from us, you may unsubscribe completely by emailing us at: info@VestLo.com. Please note that opt-out requests may take up to one (1) week to process. Please also note that at times we may need to send you e-mail communications that relate to your Account and/or are transactional in nature, such as service or termination announcements or payment confirmations, which are communications you will not be able to opt-out of.
You will be able to modify the information concerning your Account by visiting your profile page and editing any information you wish to change. You will be able to change your e-mail address, password, contact information, or other log in information by visiting your Accountâ€™s settings page subject to Site policy. If you wish to delete your Account or need help modifying Account information, please contact us at info@VestLo.com.
Through your Account settings you will be able to set certain preferences and permissions regarding the visibility of your information, including Non-Personally Identifiable Information or Personally Identifiable Information, to others. You may stop or restrict the placement of VestLoâ€™s cookies, Googleâ€™s cookies and third party cookies on your computer by adjusting your web browser preferences or a â€˜Do Not Trackâ€™ setting in your web browser. If you do so, you may still use our Site, but this may interfere with some of its functionality.
You may also clear cookies from your computer via your web browser settings. You may also wish to use a Google Analytics opt-out web browser add-on. Information on this option is available from Google.
If you would like us to remove your Personally Identifiable Information from our database, please send a request to:Â info@VestLo.com.
We are not responsible for removing your Personally Identifiable Information from the lists of any third party who has previously been provided your information in accordance with this notice.
We use reasonable efforts to secure access to Personally Identifiable Information in our possession, including bank-level encryption, support instant identification and Account verifications, and may partner with third party providers that provide monitoring to ensure that you have a safe experience on VestLo, but will not be liable for any failure to safeguard such information, whether inadvertent or otherwise. Personally Identifiable Information is also stored with third parties who have informed us that they also use reasonable efforts to secure access to Personally Identifiable Information, but we will not be liable for the failure of any third party to safeguard Personally Identifiable Information, whether inadvertent or otherwise.
We protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. Wherever appropriate, we obfuscate and/or encrypt information in our systems and/or during information transfer. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.
We utilize third party service providers who may store on their servers social security numbers, addresses, financial information, electronic signatures, and payment information. For your security, we only display the last four digits of your bank account information when confirming an investment.
It is important for you to protect against unauthorized access to your password and to your computer. Be sure to log off when finished using a shared computer.
Our Site is not intended for use by children, especially those under age thirteen (13) years of age. No one under age thirteen (13) years of age is allowed to use the Site, provide any personal information or receive our email distributions. We do not knowingly solicit or collect Personally Identifiable Information from children or teenagers under the age of thirteen (13). If you believe that a minor has disclosed Personally Identifiable Information to VestLo, please report this to us immediately by emailing us at: info@VestLo.com.
CHANGES TO THIS PRIVACY NOTICE
We reserve the right, in our sole discretion, to change, modify, add, or remove portions of this notice at any time. Any changes or updates will be effective immediately upon posting to the Site and sending a notification to all registered users via email regarding such update. You should review this notice regularly for changes, and can determine if changes have been made by checking the Effective Date above. Your continued use of our Site following the posting of any changes to this notice means you accept such changes.
Â GOVERNING LAW; VENUE AND JURISDICTION; ARBITRATION
By visiting or using the Site and/or the Services, you hereby:
- irrevocably agree to submit to personal jurisdiction in Illinois for all purposes; and
- to the maximum extent permitted by law, irrevocably waive any objection you may now or hereafter have to the laying of venue in the state of Illinois and/or that any claim or action brought in a court of competent jurisdiction in the state of Illinois has been brought in an inconvenient forum; and